A New Health Insurance Plan for Indiana
A special announcement to Indiana employers:

If you don’t already offer a health insurance plan for your employees, this new Healthy Indiana health plan should be important to you.

The Columbus Area Chamber of Commerce, together with Volunteers in Medicine and Healthy Communities want to inform you about a new comprehensive healthcare benefits program available to Indiana residents. Please review this brochure and encourage other employers you know to learn about this great program. If an employee presently does not qualify for employer sponsored health insurance, he may be eligible for this program. To find out more please visit the website or call the Healthy Indiana Plan at:

Website: www.HIP.IN.gov
Phone: (877) GET-HIP-9

The Healthy Indiana Plan (HIP) provides comprehensive health care benefits to uninsured, low income Indiana residents.

• Adults who are US citizens, legal immigrants or qualified non-citizens;

• Between the ages of 19 and 64;

• Below 200% of the federal poverty level;

• Do not qualify for group coverage through an employer sponsored plan, Medicare, or Medicaid;

• No health insurance for at least six months.

Enrollment will be limited for this first come, first served program. HIP will serve up to a maximum of 130,000 among whom no more than 34,000 will be adults with no children under the age of 18 in the home. There are an estimated 562,000 adult Hoosiers who are eligible to participate in HIP.
 

To apply: Applications for HIP will be accepted at the Division of Family Resources. Application forms

for Bartholomew County can be obtained from the website at www.HIP.IN.GOV or picked up at the Division of Family Resources, Volunteers in Medicine, Human Services, United Way Center and Hope Community Center on or after December 17, 2007.
 

Benefits will begin starting January 1, 2008. Participants will choose between plans offered by Anthem and MDWise with Americhoice. Cost: HIP participants will be required to make a monthly financial contribution of up to 5% of their annual income up to a maximum of $1,100 annually.

Required contributions (maximum of $1,100 annually)

Employers can help by:

• Providing program information to employees who are potentially eligible.

• Setting up payroll deductions to ensure eligible employees’ monthly contributions are received by the insurer (participants who fail to pay for 60 days are disqualified for 12 months.)

• Paying up to 50% of the cost for eligible employees to participate;

• The cost to the employer would be paid annually.

• The maximum cost to the employer would be no more than $550 per year depending upon the household size and annual income of the participating employee.

• Employers who sponsor health benefit plans can pay up to 50% of the cost of any employees who do not qualify for employer sponsored benefits (example: part-time employees.)

• Providing a financial incentive for outsource contractors to pay 50% of the cost for those contract employees working at the employers’ worksite.
  (Employer participation should help the employer with employee retention.)

Website: www.HIP.IN.gov

Website: www.columbusareachamber.com/hip

E-mail: vimkweedman@yahoo.com

Healthy Indiana Plan is sponsored by the state using cigarette taxes and an expansion of the Medicaid Program.  Participant contributions go into a Power Account (similar to a Health Savings Account) subsidized by the state.  Except for preventive services, the first $1,100 of a participant’s annual health care costs are paid from the Power Account. Any funds remaining in a participant’s Power Account at the end of the year can roll over to reduce the participant’s cost in the subsequent year provided the participant participates in preventive services. 

 

Healthy Indiana Plan Summary Brochure

How Employers Can Help Their Employees

Employer Contribution Spreadsheet for Various Salary Rates (Maximum Employer Contribution $550) Click here to see how much your participation would increase hourly wages per employee.

Plan Process- Click here to see a flow chart that demonstrates how the process works